Government Subsidies & Grants
Comprehensive financial support from NAQDA and Ministry of Fisheries
Infrastructure Development
Complete infrastructure support for new and existing aquaculture farms including pond construction, hatcheries, and processing facilities.
- Pond construction & renovation
- Water supply systems
- Electricity connections
- Access roads development
- Storage facilities
Equipment & Machinery
Modern equipment and machinery subsidy for improving productivity and efficiency in aquaculture operations.
- Aerators & water pumps
- Feed mills & mixers
- Testing equipment
- Harvesting machinery
- Cold storage units
Seed & Feed Support
Annual subsidy for quality seeds, fingerlings, and feed to reduce operational costs and ensure healthy stock.
- Quality seeds/fingerlings
- Formulated feed
- Feed supplements
- Probiotics & minerals
- Free delivery service
Technology & Innovation
Support for adopting modern technology, IoT systems, and automation in aquaculture farming.
- IoT monitoring systems
- Automated feeders
- Water quality sensors
- Solar power systems
- Management software
Export Promotion
Financial assistance for export-oriented aquaculture businesses to meet international standards.
- Quality certification
- HACCP implementation
- Export documentation
- Packaging upgrade
- Market development
Women & Youth Special
Special enhanced subsidy program for women entrepreneurs and youth (18-35) entering aquaculture.
- Startup capital support
- Free training programs
- Mentorship support
- Marketing assistance
- Interest-free loans
Climate Resilience Fund
Special fund for climate-smart aquaculture practices and disaster resilience infrastructure.
- Biofloc technology
- RAS systems
- Disaster-proof infrastructure
- Water recycling systems
- Green energy adoption
R&D Innovation Grant
Grants for research, innovation, and development of new aquaculture techniques and species.
- New species development
- Disease research
- Feed formulation
- Breeding programs
- Publication support
Insurance Premium Support
Complete insurance premium payment for the first year to protect against natural disasters and diseases.
- Crop insurance
- Disease coverage
- Natural disaster protection
- Equipment insurance
- Income protection
Concessionary Loan Programs
Low-interest loans from NAQDA, banks, and financial institutions
NAQDA Concessionary Loan Scheme
Interest Rate
2% - 4% p.a.
Maximum Amount
LKR 10,000,000
Repayment Period
Up to 10 years
Grace Period
12-24 months
Eligibility Criteria
- Sri Lankan citizen above 18 years
- Valid aquaculture license from NAQDA
- Minimum 6 months operational experience
- Clear land ownership or lease agreement
- No defaults on previous government loans
Documents Required
Partner Bank Aquaculture Loans
Bank of Ceylon
3.5% p.a. | Up to LKR 15M
People's Bank
3.8% p.a. | Up to LKR 12M
NSB
4.0% p.a. | Up to LKR 10M
DFCC Bank
4.2% p.a. | Up to LKR 8M
Microfinance for Small-Scale Farmers
Loan Amount
LKR 50,000 - 500,000
Interest Rate
6% - 8% p.a.
Group Lending
Available
No Collateral
Required
Sharia-Compliant Financing
Mudaraba
Profit Sharing
Musharaka
Joint Partnership
Halal Certified
100% Compliant
No Interest
Profit Rate Only
Financial Calculators
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Loan EMI Calculator
Subsidy Calculator
ROI Calculator
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Hotline
1920 (Toll Free)
finance@naqda.gov.lk
+94 77 123 4567
Visit Office
NAQDA Head Office, Colombo